We enable Trust Automation
Giving P&C insurers instant confidence in every decision.
Automate Trust At Every Point In The Policy Lifecycle
Claims Analytics
Score the trustworthiness of every claim in seconds. Trustworthy claims pay out faster, and the files that need a human get one.
75% fewer false positives
90% of honest claims fast-tracked
Hidden fraud networks surfaced
Tell us where fraud is costing you most. We’ll show you where to start.
Insurers Already Automating Trust
RISK uses FRISS to perform important screenings during the seconds it takes to complete an application. We also call this touchless trust: all customers with a good risk profile are immediately accepted.
Tony Dingemanse
Director of Projects RISK Insurance
Thanks to FRISS, we realized a total fraud savings of $21million within the first 2 years of being live, and increased our fraud savings per investigator from $550.000 to $2million.
Irene Reihs
Project Leader UNIQA
FRISS is automatically consulted for all new policy applications, whether direct or via an intermediary. The results of FRISS screenings are decisive and help us further decide what should be accepted, reviewed, or rejected.
Managing Director Tier 1 Carrier
We deliver
real-time decisions
accuracy
efficiency
savings
consistency
trust
Frequently Asked Questions
What is Trust Automation?
Trust Automation is the use of data and AI to decide, in real time, how much confidence you can place in a customer or a transaction, and to act on that automatically. Instead of assessing a sample of files by hand, every policy request, renewal and claim is scored for trustworthiness with the rationale attached: straight-through processing for the trustworthy, human review for the rest. FRISS launched the industry's first Trust Automation Platform in 2022 and now runs it across more than 300 implementations in over 45 countries.
Why can't insurers just assess trust manually?
Volume. A mid-sized P&C carrier handles hundreds of thousands of quotes, renewals and claims a year. Checking every file by hand makes honest customers wait; checking only a sample means most decisions get made without evidence. Automation is what makes a consistent assessment of every single interaction possible at all — not a faster version of the manual process, a different one.
How does FRISS score trustworthiness in real time?
It combines your internal data (policy and claims history) with external data (public records, device signals, third-party databases) and returns a risk score for each transaction along with the reasons behind it. Anything above your risk threshold is flagged for a person; everything else moves through untouched. The same scoring runs at underwriting, claims and investigation, so trust is reassessed continuously rather than once at application.
Will Trust Automation replace my underwriting and claims teams?
No. It automates the repetitive screening work — straight-through processing at underwriting, fast-tracking at claims — so your teams spend their time on the cases that actually need a person: high-risk applications, flagged claims and investigations. Every score carries its rationale, so a reviewer can always see why a file was flagged, and overrule it.
Which systems does FRISS integrate with?
FRISS connects with major policy administration and claims platforms, including Guidewire, Duck Creek Technologies, and Sapiens, plus a broader partner network covering data providers such as Verisk, Carfax, and Creditsafe across underwriting, claims, and compliance workflows
Discover what FRISS can do for you
Find out how FRISS can help you deliver more honest outcomes throughout your policy lifecycle.